Hi guys, as a student money can be tight, so it’s a good job that there are a variety of discounts available if you are interested in saving money, here are a few things I use.
NUS TOTUM Card: You can purchase one of these in the on campus SU shop or online for just £12 a year. They can be used for discounts across a range of businesses throughout the UK and they can even be used within the SU shop and bar for extra sweet savings, also worth noting you save more money on the card price overall by buying a three or two year card. https://cards.totum.com/join
UNiDAYS: Accessible through the website or via the nifty app, UNiDAYS is completely free and only requires verification of being a student by signing in using your Edge Hill portal credentials. The app also grants you discounts across a range of things like, shops, restaurants and online retailers. https://www.myunidays.com/GB/en-GB
16-25 Rail Card: My personal favourite, the rail card can save you up to a 1/3 on rail prices, usually the 1/3 is more applicable if your ticket is over a tenner but savings can be made regardless of the fare. I use this all the time and would recommend it to anyone who used trains at least every now and again. It costs £30 a year but I managed to get it for free with my bank account so that’s something else to look out for. https://www.16-25railcard.co.uk/
Mobile Network Rewards: OK, this one isn’t exclusively for students but I thought it best to put here since there are some really great deals to be had through some networks own rewards for being a customer. Networks like 02, Vodafone and EE among others all have various deals, such as discounted cinema tickets, free food and priority booking for concerts.
Student Offers: Sometimes you don’t always need an extra item to avail of discounts, an Edge Hill card will get you plenty of discounts on it’s own. From student offers in restaurants, to saving on movie going, through a student ticket.
So there’s a few ways the student can save money, hope this helped and thanks for reading.
Being able to budget and plan your money is incredibly important as a student. It may be your first time receiving money where you have specific things you’ve got to pay for such as rent, food, sports memberships as well as the extras such as going out with friends wherever that may be to.
You should start by working out how much money you have coming in. This could be through Student Finance or from a part-time job that you are currently working. You should then make a list of all essential outgoings such as rent, bills, travel costs, course materials, food, toiletries, clothes and insurance as well as any extra study expenses which are expected for your course.
The next step is to work out how much you can afford to spend on each of these areas. Remember to save some money for optional extras such as entertainment as well as unexpected expenses and future savings. There are also often bigger occasions to save for such as holidays, Christmas and birthdays.
You should then look for ways to make savings. This could include buying your food from a cheaper supermarket or bulk buying certain items with the other people you are living with. You could also try having no spend days which can help keep your costs down considerably. If you are paying bills, take a look to see if there is a cheaper provider for the services you are receiving. Student discounts such as student rail cards, bus passes and the NUS card can also help you to save a little extra.
Finally, you should always keep track of what you are spending and review this regularly. This will help you to know whether you can afford to make certain luxury purchases or whether you should wait. You could keep a list or use an app or programme such as Blackbullion.
If you aren’t currently working but need a little extra money, you should consider a part-time job. The careers centre at Edge Hill are incredibly friendly and helpful and can check over your application or CV to help you get a job which is suited to the skills and experience you already have. Working whilst at university helps to improve your skills such as time management and communication and can also be a great way to network with other professionals in the area you hope to study in after you graduate. The money advice team at Edge Hill are always happy to help with any questions you may have about budgeting or funding.
This week at universities across the country (not just Edge Hill) was student money week, so I thought I’d talk about ways to saving and make money when you’re at university.
One of the many stereotypes when it comes to university students is that they’re always broke/cash strapped. However, whilst this is a common stereotype it’s still important to save money. One of the best ways to do this is to get student discounts on things. Lots of different shops and restaurants do student discounts (of varying types). Student discounts are most commonly available through an NUS extra card (I have one of these and I love it). These are available to buy from £12 per academic year from: http://www.nus.org.uk or from the Edge Hill SU shop. If you click on that link you’ll find more information about what one is and what things it entitles you to. I most commonly use mine for the 50% discount it gets me on my Spotify premium membership. Another great way to get student discounts is through UniDays https://www.myunidays.com where there are lots of discounts for different things. Aside from student discounts there also ways to save money when it comes to buying food. You don’t need to survive off the very best food you can get your hands on. Supermarkets like Aldi and Netto (both of which have branches in Ormskirk) are both very well valued for the products they sell.
As well as saving yourself money on things, you can also earn money. The best way to do this is to get a part-time job (if you feel you can schedule it around your lectures/seminars and workload). Edge Hill Career’s service advertises all their part-time job vacancies here: http://edgehill.prospects.ac.uk/index.html which inevitably at the end of the day will look good on your CV should you get a part-time job. One other way you can make money is to sell your unwanted items on sites like Music Magpie, GumTree and Ebay and Amazon (who will also let you sell stuff pre-owned. I myself have bought pre-owned stuff from there).
Anyway I hope you have found this blog informative when it comes to money when at university 🙂