I hate my phone

I really really really hate it!

I’m trying to figure out if I would be able to afford at least a half decent phone when I go back to uni but I dunno.

I always manage to run out of money because I don’t really get that much.

It sucks.  I really need a job!

Plus I’m not going to have the internet in the new house for at least a week when I eventually move in, so it would be good be able to have some decent internet data to use up!

It’s really hard trying to figure out a budget for your money!

Words cannot explain how much I hate the Student Finance website.

Yeh, okay so basically I filled all the information in and saved it etc. And I went back on it last week to input my mum and dads yearly income and for some reason my application has messed up and like been sent off. Sooo I have gone through it again but it won’t let me change my parent’s income…

Stressed out!!

I’m guessing I am going to have to wait until they send me all the paperwork back before I can change any details….

Urgh, every single year I have some issue with the website. It’s really annoying and I don’t understand why it is such a rubbish system…

So after the Christmas break…

It’s now that time again to start thinking about moving back to Ormskirk.

I live with 4 of my friends and another boy that lived in the house last year. I wish that we hadn’t moved into that house because he is very very selfish. He doesn’t clean up after himself and he leaves the kitchen in a mess. He uses all of our pots pans and plates and doesn’t wash them! He leaves his dirty plates (well our plates!) in his room, seriously last time he brought down like 15 plates, he left them on the side and went home for the weekend… Which is not very nice. So it’s annoying to find out from one of my housemates who moved back yesterday that he has smashed one of my lovely plates… They were expensive :'( they had hearts and stars on them and I loved them lots! (I know it sounds pathetic but now my cutlery set is uneven, I have 2 of everything apart from my plates, haha)

SO Top Tip: Seriously consider who you are going to be living with after first year!

That has put me in a bad mood before even going back…

We’ve also recieved a gas and electric bill that seems to be over priced…  I HATE BILLS! WE’RE STUDENTS AND WE’RE POOR! LEAVE US ALONE! Haha as if….lol

So how good is this start of the new semester!!

Just had my photo taken

For this blog. Oh my, how embarrassing! Right in the middle of The Hub too… Hope they look okay, I’m really not photogenic though and I usually look stupid in photographs haha, but we’ll just have to wait and see.

Currently sat in the library, just finished off one essay that is due in on Thursday and now I’m working on one  out of two that’s due in after Christmas. Going to aim to get half of this written and then move onto more research for the second one. Then it should be time for lecture; which I really have a feeling no one is going to turn up to because I don’t think hardly anyone knows about it ha ha, but I’m gonna go and find out for myself. Then at 3 after lecture if my house mate has paid me my £40 back I am going to walk into Ormskirk and buy my sister and my brother something for Christmas and then possible by myself some shoes! Yay 😀

And then after that I am going to go back to the house and pack so that I am ready to go home tomorrow morning! WOO! Cannot wait! Been looking forward to go home for weeks and weeks 😀

And then on Friday me and my boyfriend and two other friends are going to go to Manchester to go ice skating and then out for a meal!

I love Christmas!! 

Money Problems!

Yes so I am a student and yes I have money problems! What a surprise!!

So I shall explain why I have money issues.

Last year I was terrible at budgeting! Honestly I was the worst, in the first semester I managed to spend all of my loan and £200 savings that I had! I don’t know what happened, well actually I do, HMV and H&M! Those evil evil stores ate up all my money. And in second semester last year I ran out of money a couple of weeks before I finished for easter because I put my birthday fancy dress outfit before my need for food. It was bad I was so hungry! I even tried pasta and gravy because those were the only things I had left. It was not nice.

So TOP TIP! Budget, budget and budget!

Okay, so this year I was determined to stick to my budget. However, I also wanted to pass my driving test as soon as possible. So this created a few issues. I started having driving lessons. I booked 10 hours worth at the beginning of October. Those ten hours cost me £190 which is pretty cheap for driving lessons these days. So that was that amount gone out of my budget. I borrowed money of my boyfriend for the test which was £62, I borrowed the money so that I had a chance of not actually running out of money ha ha. Another expense that I and my house hold have is internet, which is about £5 a month (which isn’t too bad) and the TV license, which works out as about £2.50 each per month (also not too bad). To try and not run out of money I have tried to stick to £20-£30 per week, which is hard, especially because I get to the train to Preston every weekend and have to get it back on the Monday so that’s a total of £11. Okay. So I had all that money going out, but I was on track to sticking to my budget and actually surviving.

Until

Me and my house mates received a gas and electric bill. NOOO! That worked out at £46.06 each. And that was for 3 months. Which I don’t think is that bad, however, I hadn’t budgeted for it because for some reason we thought that the bills wouldn’t come through until January :'(

Okay, so now for the last two weeks of the semester I have a grand total of about £10 to live off. I guess I shall be getting a lot of stuff from Iceland… That shop is a life saver, hopefully.