For this blog. Oh my, how embarrassing! Right in the middle of The Hub too… Hope they look okay, I’m really not photogenic though and I usually look stupid in photographs haha, but we’ll just have to wait and see.
Currently sat in the library, just finished off one essay that is due in on Thursday and now I’m working on one out of two that’s due in after Christmas. Going to aim to get half of this written and then move onto more research for the second one. Then it should be time for lecture; which I really have a feeling no one is going to turn up to because I don’t think hardly anyone knows about it ha ha, but I’m gonna go and find out for myself. Then at 3 after lecture if my house mate has paid me my £40 back I am going to walk into Ormskirk and buy my sister and my brother something for Christmas and then possible by myself some shoes! Yay 😀
And then after that I am going to go back to the house and pack so that I am ready to go home tomorrow morning! WOO! Cannot wait! Been looking forward to go home for weeks and weeks 😀
And then on Friday me and my boyfriend and two other friends are going to go to Manchester to go ice skating and then out for a meal!
Yes so I am a student and yes I have money problems! What a surprise!!
So I shall explain why I have money issues.
Last year I was terrible at budgeting! Honestly I was the worst, in the first semester I managed to spend all of my loan and £200 savings that I had! I don’t know what happened, well actually I do, HMV and H&M! Those evil evil stores ate up all my money. And in second semester last year I ran out of money a couple of weeks before I finished for easter because I put my birthday fancy dress outfit before my need for food. It was bad I was so hungry! I even tried pasta and gravy because those were the only things I had left. It was not nice.
So TOP TIP! Budget, budget and budget!
Okay, so this year I was determined to stick to my budget. However, I also wanted to pass my driving test as soon as possible. So this created a few issues. I started having driving lessons. I booked 10 hours worth at the beginning of October. Those ten hours cost me £190 which is pretty cheap for driving lessons these days. So that was that amount gone out of my budget. I borrowed money of my boyfriend for the test which was £62, I borrowed the money so that I had a chance of not actually running out of money ha ha. Another expense that I and my house hold have is internet, which is about £5 a month (which isn’t too bad) and the TV license, which works out as about £2.50 each per month (also not too bad). To try and not run out of money I have tried to stick to £20-£30 per week, which is hard, especially because I get to the train to Preston every weekend and have to get it back on the Monday so that’s a total of £11. Okay. So I had all that money going out, but I was on track to sticking to my budget and actually surviving.
Me and my house mates received a gas and electric bill. NOOO! That worked out at £46.06 each. And that was for 3 months. Which I don’t think is that bad, however, I hadn’t budgeted for it because for some reason we thought that the bills wouldn’t come through until January :'(
Okay, so now for the last two weeks of the semester I have a grand total of about £10 to live off. I guess I shall be getting a lot of stuff from Iceland… That shop is a life saver, hopefully.
This week is reading week or independent study week (different courses call it different things). So basically this week I don’t have any lectures BUT I have lots of work to do. Therefore this week enables me to:
A) Revise for upcoming exams.
B) Research and plan essays.
I also need to go into university and talk to my tutors about my essays and anything else I want to 🙂
The main focus for me in reading week is going to be revising for 2 exams that I have next week and revising for an exam I have the week after and also writing an essay that has to be in in 3 weeks. TOO MUCH TO DO!
I wish that I only had to focus on essays this week and then have exams at the end of the semester, but it’s the other way round! Less stress after these exams I suppose 🙂